Be the owner-occupant of a one- to four-unit home.
Have an unpaid principal balance that is equal to or less than:
- 1 Unit: $729,750
- 2 Units: $934,200
- 3 Units: $1,129,250
- 4 Units: $1,403,400
Have a first lien mortgage that was originated on or before January 1, 2009.
Have a monthly mortgage payment (including taxes, insurance, and home owners association dues) greater than 31% of your monthly gross (pre-tax) income.
Have a mortgage payment that is not affordable due to a financial hardship that can be documented.
2. Short Sale Qualifications for up to $3,000 in relocation costs:
- Be the owner-occupant of a one to four unit home
- Owe more on your home that it is worth
- Not have the money to pay the mortgage
3. Deed-in-lieu of foreclosure Qualifications:
- Have equity in your home
- The bank agrees to take the deed instead of foreclose
I specialize in helping Columbus Ohio homeowners who are facing foreclosure. I offer a local point of contact with my office conveniently located on Polaris Parkway. I assist homeowners for free. Beware of scams that want you to pay money. Assistance is free. Please send any questions using the form below or call me directly.
Mike Hall
Golden Gate Real Estate
614.937.4162
